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Uphold Card

Uphold Card

Editor Vetted

Uphold offers a Visa debit card (Essential and Elite) letting users spend crypto, stablecoins, fiat, or metals seamlessly. Rewards are paid in XRP.

Financials

Cashback RateUp to 4% (XRP)
Monthly Fees$8.33/mo (Elite Only)

Supported Networks

XRP iconXRP
Bitcoin iconBitcoin
Ethereum iconEthereum
Polygon iconPolygon

Community Trust

Score: N/A
Verified: June 2026
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Pros

  • Up to 4% XRP Rewards
  • Zero FX Fees (Elite Tier)
  • Spend Crypto, Fiat or Metals

Cons

  • Custodial & KYC Required
  • Rewards Capped Monthly
  • $100 Annual Fee for Elite

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